By accessing or using Soffi Digitals’ website, mobile application, or financial services (“Services”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, you must not use our Services.
To use our Services, you must:
Be at least 18 years old
Provide accurate and complete information
Not be restricted under applicable financial regulations
We reserve the right to refuse service at our discretion and in accordance with the law.
You agree to:
Provide accurate KYC information
Maintain the confidentiality of your login credentials
Notify us immediately of unauthorized access
You are responsible for all activities under your account.
Soffi Digitals provides digital banking services including but not limited to:
Account management
Fund transfers
Savings and deposit products
Loan services
Virtual and payment card services
We may modify, suspend, or discontinue services at any time.
Certain services may involve fees. All applicable fees will be disclosed before you confirm a transaction. By using the service, you agree to pay all applicable charges.
You agree not to:
Use the platform for unlawful purposes
Engage in fraudulent or suspicious transactions
Attempt to disrupt system security
Provide false or misleading information
Violation may result in account suspension or termination.
We may monitor transactions to comply with:
Anti-Money Laundering (AML) regulations
Counter-Terrorist Financing (CTF) laws
Fraud prevention requirements
We may report suspicious activities to authorities as required by law.
Your personal data is processed in accordance with our Privacy Policy and applicable data protection laws, including GDPR where applicable.
All content, branding, software, and materials on Soffi Digitals are the intellectual property of Soffi Digitals and may not be copied or reproduced without permission.
To the fullest extent permitted by law, Soffi Digitals shall not be liable for:
Indirect or consequential losses
Service interruptions beyond our control
Delays caused by third-party providers
Nothing in these Terms limits liability where prohibited by law.
We may suspend or close your account if:
You breach these Terms
We detect suspicious activity
Required by regulatory authorities
You remain liable for outstanding obligations.
We may update these Terms periodically. Continued use of the Services after updates constitutes acceptance of the revised Terms.
These Terms shall be governed by the laws of [Insert Jurisdiction], without regard to conflict of law principles.
For questions regarding these Terms:
Soffi Digitals
Email: support@soffidigitals.com